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We offer cash loans which gives you the best financial service. We do loans against properties such as houses, condos, apartments, and commercial property. We do loans from $2,000 to $10,000 dollars and also do loans in from $20,000 to $50,000 pesos whith terms starting at 6 months and up to 5 years.
• No co-signer
• No down payment
• No credit check
• No proof of income
• We require less documentation than most banks
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Emelili Prestamos Hipotecarios is located at 2936 Calle Mision de Loreto Zona del Rio Tijuana Baja California 22010. We charge from 1.05% up to 6% a month (APR 12.6% to 72%). If your payment is skipped, late, or returned, you may incur additional fees. Complete disclosures of APR, fees and payment terms are provided with the Loan Agreement. Emelili Prestamos Hipotecarios is compliant with all city, state, and federal laws pertaining to loans. Emelili Prestamos Hipotecarios is a responsible lender that commits to its clients that our loan product abides by all applicable laws and that we strive for the utmost level of transparency and fairness. Our loans are designed to help with your immediate cash needs. We encourage you to borrow only what you need and can repay. You may choose to consult a consumer credit counseling service for other options. We offer transparency of costs for your loan. The cost of credit will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of federal truth in lending law and regulations. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement. We will never charge you any "hidden fees" that are not fully disclosed in the loan agreement. If you change your mind about the loan, you may rescind your loan at no charge as long as you return the loan proceeds within the number of days specified in your loan agreement. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods, including phone calls, emails, and text messages to arrange for payment. All of our collections methods will be in accordance with the principles of all city, state, and federal laws. In addition, we may re-present any returned payments to your bank in accordance with applicable law and regulatory requirements. If we are unable to reach you or we are unable to collect against your debt we may place or sell your debt with third party collection agencies. However, we only contract with collection agencies that agree to follow all city, state, and federal laws. Furthermore, since we may report loan payments to one or more credit bureaus, late or non-payment of your debt may impact your credit rating. As noted above, late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement. All loans can be renewal for a nominal fee. Complete disclosures of renewal fees are provided with the Loan Agreement.

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